The McDonald Jones Build Now Pay Later** offer is back, making it easier than ever to step into your dream home.

Secure your new home with just a 5% deposit, and nothing else to pay until you get the keys to your finished home. That means no large upfront costs, no early repayments, and no unnecessary stress while your home is being built.

It's the perfect way to start building your future today, with peace of mind and more financial flexibility.

Visit a McDonald Jones display today and see how easy it is to get moving with Build Now Pay Later. 
**Conditions apply, see below for full terms and conditions.

** The McDonald Jones ‘Build Now, Pay Later’ Promotion is available to eligible customers from 10.00am 1 October 2025, to 5:00pm 30 November 2025 at the discretion of McDonald Jones Homes and MyChoice Home Loans. To be eligible a customer must accept a tender and pay the $5,000 acceptance fee within 14 days of issue, sign a contract for the construction of a McDonald Jones Homes home within 7 days of issue (which includes a dedicated Build Now, Pay Later agreement), be purchasing the home as an owner occupier, appoint MyChoice Homes Loans as the mortgage broker, complete the driveway & crossover through McDonald Jones Homes, and pay the first progress payment (the remainder of 5% of contract price) within 5 days of invoice. If the conditions above are met and there is no breach of the construction contract by the customer at any time, McDonald Jones Homes will not request payment of any progress payment except the first progress payment until the home has reached practical completion. This offer is not open to investors or companies. This offer does not apply to any house and land offerings, turn-key or land contracts. This offer is limited to a maximum of 10 customers per month only. This offer is not available to customers building a home in our “Country Living” range, any Dual Occupancy project, or a home design including an attached/detached granny flat. This offer is not transferable or available with any other promotion or offer from McDonald Jones Homes. This offer is only available once. No representation about finance is made as part of this offer, and specific advice must be sought from MyChoice Home Loans as to eligibility. Please speak with your Building and Design Consultant for more information. This promotion commences on 1 October 2025 and ends on 30 November 2025 or until withdrawn by McDonald Jones Homes. McDonald Jones Homes Pty Ltd ABN 82 003 687 232 – Builder’s Licence Number 41628.

Available to approved applicants of MyChoice Home Loans only. Applicable to construction loans only. Not available for bridging finance. Eligibility criteria and construction requirements apply, which include a requirement that funds are to be retained by the lender and paid directly to the builder at each progress payment stage. Minimum repayments required. Eligibility criteria, fees, charges and T&Cs apply. MyChoice Home Loans Pty Ltd ACN 610 250 578 is an authorised Credit Representative (Number 485273) of Mortgageport Management Pty Ltd ACN 082 753 679 Australian Credit Licence 386360. MyChoice Home Loans is 50% owned by the NXT Building Group and as a result of introducing borrowers, may receive a financial benefit as a result of its ownership in MyChoice Home Loans. 

 

*The McDonald Jones $25,000 New Home Grant runs from 10:00am 1 October (AEDT) to 30 November 2025 at 5:00pm (AEDT) (the Promotion Period). The offer includes one $25,000 grant that will be deducted from the final contract price of McDonald Jones full range of designs, excluding the Portodesign. To be eligible for the McDonald Jones $25,000 New Home Grant, a customer must:
1.    Have their tender priced in accordance with our October 2025 pricelists;
2.    Complete a New Home Grant application form at the time of their tender request;
3.    Pay their acceptance fee within 14 days of a tender issued within the Promotion Period;
4.    Sign a Building Agreement within 90 days of the acceptance fee being paid; and
5.    Not breach any essential terms of the contract for the duration of the contract. 
The McDonald Jones $25,000 New Home Grant offer is limited to the first 25 customers in each of our 3 regions (Sydney, Hunter/Mid North Coast & South Coast/ACT) or at the conclusion of the promotional period or withdrawal by McDonald Jones Homes, whichever occurs sooner. This promotion cannot be used in conjunction with any other promotions offered by McDonald Jones Homes.

The $25,000 New Home Grant cannot be deducted from the land price in any house and land package.  The McDonald Jones $25,000 New Home Grant offer is not transferable or exchangeable and cannot be taken as cash. The grant is not applicable to Granny Flats.  Any images associated with this promotion, and all other collateral, print materials, website and online products of McDonald Jones are for illustrative purposes only.

NSW: McDonald Jones Homes Pty Ltd ABN 82 003 687 232 NSW BLN 41628 T/A McDonald Jones. ACT: McDonald Jones Homes (Canberra) Pty Ltd ABN 64 150 533 298 ACT BLN 20121296

 

^Green Pack value of up to $35,000 is based on the RRP of all listed inclusions to a Panorama 36 home design. The McDonald Jones Green Pack is not transferable or exchangeable and cannot be taken as cash. Written inclusions may be substituted for equivalent performing products subject to availability. Double-glazed windows exclude louvres, corner windows, silicon joint windows and specific upgraded façade windows. Any images associated with this offer and all other collateral, print materials, website, and online products of McDonald Jones are for illustrative purposes only and may feature products not offered. NSW: McDonald Jones Homes Pty Ltd ABN 82 003 687 232 NSW BLN 41628 T/A McDonald Jones Homes. ACT: McDonald Jones Homes (Canberra) Pty Ltd ABN 64 150 533 298 ACT BLN 20121296.

NSW: McDonald Jones Homes Pty Ltd ABN 82 003 687 232 NSW BLN 41628 T/A McDonald Jones. ACT: McDonald Jones Homes (Canberra) Pty Ltd ABN 64 150 533 298 ACT BLN 20121296