MyChoice Home Loans

The great Australian dream of building a new home is one of most exciting and rewarding experiences of your life. At MyChoice Home Loans, we believe every moment of your experience should be hassle and stress free. We want you to truly relax and enjoy your new home building journey, from the moment you find a design you love to long after you receive the keys to your dream home.

Finding the right loan for your build can be a challenge, it can even be a little frustrating and the hassle of trying to work through lenders and negotiations and the endless paperwork can become overwhelming. MyChoice Home Loans removes the stress of finding your own finance - we make securing the funds for your dream home easy, enjoyable and uncomplicated.

We are here to find you the right home loan so...

Relax and really focus on the exciting stuff

We have access to loans from a wide range of lenders, helping to secure the best loan for your individual requirements. The expertise and experience we have within the construction industry and with your builder allows our loan specialists to walk you through every aspect of funding your new home.

Build a Home, Build Your Savings

Save up to $12,000 on interest while you build your new McDonald Jones home*

Watch your dream home come to life and we’ll help cover the interest on your mortgage while you build.

Find out more

Financial Tools

Borrowing Power

With this incredible tool, you can find out how much you can possibly borrow for a new home based on your current salary and existing commitments. More information

Budget Planner

When you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position. More information

Extra Repayments

Shortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool. More information

How long to Repay

Want to know how long it will take you to repay your loan? It all depends on the repayment amount. See for yourself how long it would take to pay out your loan by altering your repayment amount. More information

Loan Comparison

Understand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan. More information

Loan Repayments

Get an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount. More Information

Lump Sum

If you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments. More Information

Savings

Thinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions. More Information

Stamp Duty

Stamp duty varies from state to state. Use this state specific calculator to see how much stamp duty will be payable on the purchase of your new home or land. More Information

Guides to get you started

MyChoice Home Loans removes the stress of finding your own finance - we make securing the funds for your dream home easy, enjoyable and uncomplicated. Download our handy Construction Loan and First Home Buyer Guides. They cover everything you need to get started, minus the bank-speak. Simple and easy.

Home Construction Loan Guide

Download this Brochure (PDF)