Home Loan Calculators

Are you looking to purchase a new home for the first time? McDonald Jones is here to help. We haven’t become one of the leading home builders in NSW, ACT and QLD simply by building incredible homes based on modern home designs. We also have a great reputation for helping our clients to afford their new home.

Our mission is to make your dream of buying a new home come true. That’s why we offer a range of resources and home loan calculators to help you find the right loan from the right financial institution. We offer help finding the right home loan through our MyChoice Home Loans program and you can also use our home loan calculators below to get ahead of the game. Understanding all of this data will be very helpful in the long run when purchasing a home.

For more information about our home loans calculators or for assistance financing your new home in NSW, ACT or QLD, contact McDonald Jones Homes today.

Borrowing Power

With this incredible tool, you can find out how much you can possibly borrow for a new home based on your current salary and existing commitments.



Budget Planner

When you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position.


Extra Repayments

Shortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool.

How Long to Repay

Want to know how long it will take you to repay your loan? It all depends on the repayment amount. See for yourself how long it would take to pay out your loan by altering your repayment amount. This tool clearly shows what a difference altering the amount can make.

Loan Comparison

Understand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan.




Loan Repayments

Get an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount.




Lump Sum

If you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments.


Thinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions.




Stamp Duty

Stamp duty varies from state to state. Use this state specific calculator to see how much stamp duty will be payable on the purchase of your new home or land.