How to save while you build with MyChoice Home Loans


The great Australian dream of building a new home is an exciting and rewarding experience, and we understand how important it is to work out your finances, from the cost of building your new home to the ongoing repayments of your home loans. 

Today, getting a home loan from the bank has never been harder. The market has changed, and interest rates and inflation haven't helped the cause. Not only that, but home loans are complicated and time-consuming, with as many twists and turns as the Murray River. That’s why MyChoice Home Loans is here to help.

Who are MyChoice Home Loans?

MyChoice Home Loans is an independent Australian-owned and operated mortgage broker that NEX Building Group and Mortgageport Management jointly own. They provide support and guidance for McDonald Jones customers seeking to build or purchase their new home or investment property. 

As a mortgage broking business that specialises in land and construction loans, MyChoice Home Loans handles all the hard stuff so you can focus on building your dream home. Accessing some of Australia’s leading and most respected lenders, we use these relationships to find the perfect home loan to fit your unique requirements and goals.

No matter where you are in your build journey, you can now feel confident knowing your finances are taken care of. Hear from MyChoice Home Loans Manager, John Berghella on how their team can help:


Now that you understand who MyChoice Home Loans are, let's look at the key differences that they can provide you while you build.

Construction Home Loan vs Regular Home Loan 

While a standard home loan charges you interest on the full loan amount from the settlement, a construction loan divides your loan into stages of the building process. During the construction phase, your repayments will consist of interest only. These payments will gradually rise as your project advances, reflecting the increasing loan balance as funds are disbursed to your builder at each building milestone

Save on paying interest while you build with MyChoice Pays 

MyChoice Home Loans can provide an Interest Saver offer that covers up to $12,000 in interest during home construction. Approved applicants building with NEX Building Group can enjoy the freedom of knowing your home is being built while MyChoice Home Loans pays any interest repayments on your loan. MyChoice Pays provides competitive rates and a 100% offset facility. This opportunity allows for saving on interest while building a dream home.*

MyChoice Home Loan Calculators

MyChoice Home Loan mortgage calculators will give you an idea of how much you can borrow, what your repayments would be on your home loan, which loan is best for your unique needs, and how much you will need for your stamp duty and other costs. While these loan calculators are great for your initial research, our home loan experts will be able to provide you with more details on your options and help you find the best solution for your unique circumstances.

With the added benefit of free financial health checks, MyChoice Home Loans removes the stress of finding your own finances and makes securing the funds for your dream home easy, enjoyable, and uncomplicated.

Why use MyChoice Home Loans?

The team at MyChoice Home Loans will partner with you along every step of the building journey as together, they watch your dream transform into a reality. From the initial conversation, MyChoice offers the convenience, choice, clear information, and communication that will give you peace of mind throughout the entire process. The team works towards getting your loan approved faster and your home into construction quicker and they continue to provide support throughout the whole life of your loan.

Visit a display home to get started on your journey, or contact the My Choice Home Loans team here.

  • 15-19 Turret Circuit Warnervale NSW 2259
    Open Hours
    Our displays are open 10am - 5pm everyday.
    Homes on display (5)
    -33.2432164, 151.4459908