Newcastle Permanent’s Home Grown construction loan offer: Eligible customers building a new residential home with McDonald Jones Homes in the Hunter Region can receive a 0.05% p.a. discount off applicable advertised variable interest rates for an eligible owner-occupied construction loan. Offer available from 5 August 2026 to 27 January 2027 (offer period). To be eligible, customers must, during the offer period, (1) request a quotation for a new home construction contract with McDonald Jones Homes, accept the tender and pay the applicable tender acceptance fee within 7 days; and (2) apply for an eligible home loan through a Newcastle Permanent lender or accredited broker. Eligible loans must be approved and funded within the validity period of the loan offer. Offer applies to eligible owner-occupied variable rate construction loans only and does not apply to fixed rate loans, investment loans, Credit Facilities, Bridging Loans or loan applications submitted online. The Hunter Region includes the Local Government Areas of Newcastle, Lake Macquarie, Port Stephens, Maitland, Cessnock, Dungog, Muswellbrook, Singleton and Upper Hunter Shire, as determined by the physical address of the property being constructed. Newcastle Permanent may vary or withdraw this offer at any time. This offer is provided by Newcastle Permanent. All loan applications are subject to Newcastle Permanent's lending criteria, credit assessment and approval processes. Terms, conditions, fees, charges and credit criteria apply to all loans. For information about Newcastle Permanent home loan products and current interest rates, visit newcastlepermanent.com.au/home-loans. Newcastle Permanent, part of Newcastle Greater Mutual Group Ltd, ACN 087 651 992, Australian credit licence 238273

The McDonald Jones $20K Upgrades Promotion runs from 10:00am 2 July 2026 (AEDT) to 30 September 2026 at 5:00pm (AEDT) (the Promotion Period). The offer includes one $20,000 MyChoice Design Studio voucher that will be deducted from your final MyChoice Design Studio selections. Includes the full range of designs, excluding the Porto design and Granny Flats. To be eligible for the McDonald Jones $20K Upgrades Promotion, a tender must be issued within the Promotional Period, an acceptance fee paid within 14 days of the tender issue date, and a Building Agreement signed within 90 days of the acceptance fee being paid. The McDonald Jones $20K Upgrades Promotion cannot be used in conjunction with any other promotions offered by McDonald Jones Homes, other than the $20K Price Drop and 20 Month Price Hold. $20K Upgrades Promotion will be shown in the tender and the Building Agreement as a voucher that is redeemable against any MyChoice Design Studio selections. The $20K Upgrades Promotion will not be deductible from the land price in any house and land package. The McDonald Jones $20K Upgrades Promotion is not transferable or exchangeable and cannot be taken as cash. Any images associated with this promotion, and all other collateral, print materials, website and online products of McDonald Jones Pty Ltd are for illustrative purposes only. NSW: McDonald Jones Homes Pty Ltd ABN 82 003 687 232 NSW BLN 41628 T/A McDonald Jones Homes. ACT: McDonald Jones Homes (Canberra) Pty Ltd ABN 64 150 533 298 ACT BLN 20121296.

The McDonald Jones $20K Price Drop Promotion runs from 10:00am 2 July 2026 (AEDT) to 30 September 2026 at 5:00pm (AEDT) (the Promotion Period). The offer includes a $20,000 discount from the advertised base price of any McDonald Jones designs from the Stuart Everitt Collection, Country Living Collection, Two Storey, Metro and Everyday ranges. This offer excludes our Porto design, Dual Living range and granny flats. To be eligible for the McDonald Jones $20K Price Drop, a tender must be issued within the Promotional Period, an acceptance fee paid within 14 days of the tender issue date, and a Building Agreement signed within 90 days of the acceptance fee being paid. The $20K Price Drop will be shown in the tender and the Building Agreement as a discount to the house price applicable at that time. The $20K Price Drop will not be deductible from the land price in any house and land package. The McDonald Jones $20K Price Drop is not transferable or exchangeable and cannot be taken as cash. Any images associated with this promotion, and all other collateral, print materials, website and online products of McDonald Jones Pty Ltd are for illustrative purposes only. NSW: McDonald Jones Homes Pty Ltd ABN 82 003 687 232 NSW BLN 41628 T/A McDonald Jones Homes. ACT: McDonald Jones Homes (Canberra) Pty Ltd ABN 64 150 533 298 ACT BLN 20121296.