image upload c_limit,f_auto,w_1140 v1793166342 campaigns 2026-November-Build-Now-Pay-Later build-now-pay-later-website-listing-1000x667px

Building made easier

McDonald Jones are making it easier than ever to step into your dream home. Build Now Pay Later today with:

5% upfront**

Zero payments during build

Balance on completion

That means no large upfront costs, no early repayments, and no unnecessary stress while your home is being built.

Complete your Customer Enquiry Form today and discover Building made easier. 

**Conditions apply

Enquire Now

Simply complete our online enquiry form below, and a member of our dedicated team will reach out to you within 24 hours to help guide your next steps.

Alternatively you can see more contact details on the contact page or give a building and design consultant a call.

McDonald Jones Homes - Scotty Cam

**The McDonald Jones Homes ‘Build Now Pay Later Promotion’ is available to eligible customers from 10.00am 2 November 2026, to 5:00pm 31 March 2027 at the discretion of McDonald Jones Homes and MyChoice Home Loans.

To be eligible, a customer must meet the below conditions:

  1. Accept a tender and pay the acceptance fee within 14 days of tender issue.
  2. Be building the home as an owner occupier.
  3. Appoint MyChoice Homes Loans as your mortgage broker for a construction loan.
  4. Sign a building contract for the construction of a McDonald Jones Homes home within 5 working days of issue (which includes a dedicated a ‘Build Now Pay Later' agreement).
  5. Pay the remainder of 5% of contract price within 5 working days of the invoice issue, at receipt of statutory approvals.

If the conditions above are met and there is no breach of the construction contract by the customer at any time, McDonald Jones Homes will not require payment of any of the progress payments at the stages except the first progress payment until the home has reached practical completion.

Additional Terms of the Build Now Pay Later promotion with McDonald Jones Homes

  1. This offer is not open to investors or companies.
  2. This offer does not apply to turn-key or land contracts.
  3. This offer is not available to customers building a Dual Occupancy project, or a home design including an attached/detached granny flat.
  4. This offer is not transferable or available with any other Finance promotion from McDonald Jones Homes.
  5. This offer is only available once.
  6. This offer is available to approved applicants of MyChoice Home Loans only, where the construction loan covers no less than 95% of the Contract Sum with McDonald Jones Homes.
  7. This offer is applicable to construction loans only.
  8. This offer is not available for bridging finance.
  9. The payment of the 5% must include a partial drawn down on the construction loan.

NSW: McDonald Jones Homes Pty Ltd NSW BLN: 41628. T/A McDonald Jones Homes. ACT: McDonald Jones Homes (Canberra) Pty Ltd ACT BLN: 20121296. Available to approved applicants of MyChoice Home Loans Pty Ltd only. MyChoice Home Loans Pty Ltd ACN 610 250 578 is an authorised Credit Representative (Number485273) of Mortgageport Management Pty Ltd ACN 082753679 Australian Credit Licence 386360. MyChoice Home Loans Pty Ltd is 50% owned by the NEX Building Group and as a result of introducing borrowers, may receive a financial benefit as a result of its ownership in MyChoice Home Loans.