MyChoice Home Loans - Construction Loan Specialists

Build your dream home with MyChoice Home Loans in NSW

The great Australian dream of building a new home is an exciting and rewarding experience and we understand how important it is to work out your finances; from the cost of building your new home to the ongoing repayments of your home loans.

That’s why we offer a range of home loan calculators so you can look at all the options across a range of scenarios to help you take the next step in your home building journey. The MyChoice Home Loans team also offer a Free Financial Health Check, so we can help get your dream of a new home started sooner.

We hope you find these home loan calculators helpful. If you would like to speak to a construction loan specialist, we invite you to contact the experienced team at MyChoice Home Loans, who can take the hassle of trying to work through lenders and the endless paperwork, which can be incredibly overwhelming.

MyChoice Home Loans removes the stress of finding your own finance and makes securing the funds for your dream home easy, enjoyable, and uncomplicated.

Construction loan specialists

At MyChoice Home Loans, we provide exclusive home loan products and services tailored for McDonald Jones customers. We are an independent mortgage broker, proudly Australian owned and operated, dedicated to making the journey to your new home as smooth as possible. 

Our lending experts at MyChoice Home Loans specialise in creating customised construction and building loans that align with your specific needs and financial capabilities. 

Thanks to our access to a variety of construction loan products from some of the most esteemed financial lenders in Australia, our experienced local Mortgage Consultants can offer you greater choices and reduced hassle, so you can focus on enjoying every precious moment of your home building adventure.

Get your FREE finance health check

Enquire about our MyChoice Home Loans service.

Please complete the enquiry form and someone from our team will be in contact within 24 hours to talk to you about your MyChoice Home Loans enquiry.

Alternatively you can call a consultant on 1300 786 908


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Building made easier

McDonald Jones are making it easier than ever to step into your dream home. Get Started today with:

  • 5% upfront*
  • Zero payments during build*
  • Balance on completion*

Complete your Customer Application Form today and discover Building made easier.

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MyChoice Home Loans - Construction Loan Specialists

Relax and really focus on the exciting stuff

With access to a wide network of trusted lenders, we help you secure the home loan that’s the perfect fit for your needs. Thanks to our deep experience in the construction industry - and close collaboration with your builder  - our loan specialists guide you through every step of financing your new home.

MyChoice Home Loans calculators

Our MyChoice Home Loans calculators are the perfect starting point to help you get your finance journey moving. Use them to start building an understanding of your own financial situation before you chat to one of the friendly MyChoice Home Loans brokers.

Budget Planner

When you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position.

Extra Repayments

Shortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool.

How long to Repay

Want to know how long it will take you to repay your loan? It all depends on the repayment amount. See for yourself how long it would take to pay out your loan by altering your repayment amount.

Loan Comparison

Understand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan.

Loan Repayments

Get an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount.

Lump Sum

If you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments.

Savings

Thinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions.

Stamp Duty

Stamp duty varies from state to state. Use this state specific calculator to see how much stamp duty will be payable on the purchase of your new home or land.

MyChoice Home Loans - Construction Loan Specialists

Home construction loan guide

MyChoice Home Loans removes the stress of finding your own finance - we make securing the funds for your dream home easy, enjoyable and uncomplicated.

Download here
MyChoice Home Loans - Construction Loan Specialists

We make it easy!

To discover more about how we can help find the best loan for your new home, call us on 1300 786 908 or visit the MyChoice Home Loans website.

MyChoice Home Loans Pty Ltd Authorised Credit Representative Number 485273 of Mortgageport Management Pty Ltd Australian Credit Licence 386360. MyChoice Home Loans Pty Limited is 50% owned by the NEX Building Group and as a result of introducing borrowers, may receive a financial benefit as a result of its ownership in MyChoice Home Loans. ABN 13 610 250 578 ACN 610 250 578. January 2026.